Terms & Conditions

The following constitutes the terms and conditions under which Fidelius offers the information, services and facilities of Fidelius. Please read the terms and conditions carefully, if you do not agree to any of the terms and conditions you must not use the site.

Fidelius reserves the right, at its discretion, to change, modify or remove these terms and conditions or any part of them at any time. Please check this page for changes each time you use the site.


Fidelius?Limited - registered no. 3658809 England?and?VAT registration no. 209-5750-01.?
Registered office: Alexander House, James Street West, Bath BA1 2BT.

Telephone no. 0345 241 6500
Website address: www.szpalta.com

Fidelius Ltd is authorised and regulated by the Financial?Conduct Authority, registration number 188615.

The Fidelius website is for use in the United Kingdom only. It aims to provide you with information about Fidelius and its associated companies’ products. You may download copies of our associated companies’ application forms for business use only and send us emails.

Fidelius Wealth Management and Fidelius Employee Benefits are trading styles of Fidelius Ltd.


Whilst Fidelius takes care to maintain the integrity and ease of use of the Fidelius Website and the information contained within its pages, Fidelius does not guarantee that the information contained within Fidelius Website will be accurate and current at the date of publication nor that it will be free of interruption, viruses, worms or other harmful programmes. You should always contact Fidelius for verification if you wish to rely on any information contained within the Fidelius Website.

Fidelius accepts no liability for any direct, indirect, ordinary, special or consequential damage or loss arising out of, or in connection with (a) the use or inability to use the Fidelius Website, or (b) any information displayed on the Fidelius Website or (c) any interruptions, viruses, worms or other harmful programmes from the Fidelius Website. However, nothing in the Fidelius Website shall operate to exclude or limit any liability which may not be limited or excluded by law.

Nothing contained in the Fidelius Website should be construed as an offer or recommendation to buy or sell any investment. All information is provided on the basis that the authors, publishers and distributors are not providing legal, accounting or other professional advice. You should consult your own legal or tax adviser with respect to your own personal situation.


Fidelius may temporarily suspend the information, services and facilities of the Fidelius Website at its discretion for operational reasons. It may also restrict full or any access to the information, services and facilities of the Fidelius Website as it may determine from time to time.

No compensation will be payable for any failure to be able to use the services and facilities provided on the Fidelius Website or for any failure suspension or withdrawal of all or part of the information, services and facilities at any time. Any links to other websites on the Fidelius Website are designed to allow you access to more information. Fidelius gives no endorsement and accepts no liability for the accuracy or content of the linked websites. You may not add links to other websites to the Fidelius Website without the prior written consent of Fidelius.

When you use the site Fidelius will log your IP (Internet Protocol) address (this is a unique reference number allocated to a computer when accessing the Internet) and collect basic information about the way you use the site during your visit. This information is used only for site navigation and systems administration purposes. In certain situations we may use cookies in order to recognise you as a site user and to personalise your visit. A cookie is a small file sent to a web browser by a web server. We only use cookies for the purposes stated above and where necessary for the full operation of the website. You can set your browser to reject cookies but if you do so you will be unable to enjoy full site functionality.

Intellectual Property

The contents of the Fidelius Website, including but not limited to its text, graphics, computer programmes, scripts and brands are the copyright of Fidelius. You may view the website pages on screen and print out a hard copy for your own business use. However, unless expressly permitted, you are prohibited from copying, distributing, downloading, uploading, adapting, republishing, decompiling, posting or transmitting in any way any information or material contained on the Fidelius Website without the prior written consent of Fidelius.

Your information

Fidelius is committed to respecting the privacy of your personal information and, considering current technology, has taken all reasonable measures to do so. Fidelius is not obligated to monitor any transmission made through the website. However, Fidelius may reproduce, use, distribute or disclose information transmitted to this site or collected through the use of this website. You acknowledge that no obligation of any kind shall be attached to such information and that by transmitting information, no confidential, contractually implied or other relationship is created between you and Fidelius.

User Conduct

When accessing or making use of any service provided on the Fidelius Website. You may not:

  • use the information, services and facilities provided for any illegal, offensive or defamatory purposes; or

  • post or transmit any information or software which contains a virus, worm or other harmful programme; restrict or inhibit any other user from using the Fidelius Website.


English law shall govern these terms and conditions and any dispute shall be resolved under the exclusive jurisdiction of the English courts.